| Effective
May 1, 2008. Rates subject to change. |
| LOAN
TYPE |
ANNUAL
PERCENTAGE RATE |
| Personal
Loans |
Low Risk: 9.00%-10.00% (12-60 months)
Medium Risk: 10.50%-12.00% (12-60 months)
High Risk: 13.00%-18.00% (12-60 months)
|
| |
| Consolidation
Loan |
Same
as Signature Loan Rates |
| |
| Share Secured
Loans |
Current Share % + 2 (12-60 months) |
| |
| CD
Share Secured |
2%
above current share rate |
| Consumer |
14% |
| New
Auto (up to 1 years old) |
5.90%-15.50% (24-72 months) |
| Used
Auto (1 to 4 years old) |
6.00%-15.00% (24-60 months) |
| Used
Auto (5 years and older) |
13.00%-18.00% (24-48 months) |
|
New Boat |
***Refer
to new Auto Rates |
| Used
Boat |
***Refer
to new Auto Rates |
|
New Boat, Motor, Trailer |
***Refer
to new Auto Rates |
| Used
Boat, Motor, Trailer |
***Refer
to new Auto Rates |
| New
Motorcycle (On road) |
9.5%
80% M.S.R.P |
| Used
Motorcycle (On road) |
13% |
| |
| All
Other Recreational Vehicles |
13% |
| New
|
14% |
| Used |
4%
above current Prime Rate |
| Undeveloped
Land |
4%
above current Prime Rate |
| Home Equity (Variable) |
2% above current Prime Rate |
| Home
Equity (Fixed) |
4% above
current Prime Rate |
| |
| *****Auto
loan rate base 5.9%. |
| ****Members
with 1 or more derogatory credit ratings will be
charged an addditional 1%. |
| ***Rates
are set monthly by the credit association manager. |
| **Subject
to normal credit requirements. |
| *Rates
are subject to change without notice. |
